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About Personal Loan

Take control of your next step with a flexible personal loan that puts you in charge. A personal loan is the obvious choice if you need finance for daily living, medical emergency, wedding purposes, traveling, and even for upgrading your lifestyle.

Any salaried, self-employed or professional person working in public or private companies and government sector employees, including the public sector, is eligible for a personal loan.

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Disclaimer & Notes

Before applying for one of our loan programs, please have a look at our disclaimer & notes. Please note that these are subject to changes and we have the final say before releasing the funds.

Personal Loan Details

Notes:

1. This product is only applicable for customer under employment with a minimum Gross Monthly Income of RM 1,200

2. Information provided will be used to process Personal Loan application.

3. Submit a copy of your bank statement with your application.

4. Personal loan is calculated on effective interest rate (EIR). For more information, please visit or contact us.

Disclaimer: Please note the results from this personal loan calculator in relation to interest rate and monthly installment payable is indicative only, subject to change and should be used as a guide only. Results do not represent approval of the loan and is subject to our credit and other assessment.

Features of Personal Loan

Our personal loan program is a great option for people who need monetary boost for various purposes.

Choose your amount

Choose your loan amount from RM100 to RM10,000. All charges are communicated up front in writing along with the loan quotation.

Decide your tenure

Choose the length of your program and pay off your loan according to your financial capabilities and your schedule.

Enjoy the best rates

Our loan interest rates are updated daily and our charges are very attractive and competitive to other loan programs.

Faster Loan Approval

Our loan approval can be completed as quick as possible (etc. 3 hours) to release the funds of your loan.

Personal Loan - Required Documents

Any salaried, self-employed or professional person working in public or private companies and government sector employees, including the public sector, is eligible for a personal loan.

Residency

Must have a Malaysian identity card (IC) or Malaysian visa document

Income / Salary

Minimum Net Monthly Income: RM 1,200

Utility bills

Electric and water bills is needed as a proof of residence and living.

Frequently Ask Questions

Before getting in touch us, please see the FAQ to see whether your question has been answered by us.

You can find out your outstanding balance by contacting us through our email or our phone number.

If you have a variable rate personal loan, you can pay it off early by making early or extra repayments. This could save you money on the interest you pay.

With a fixed rate loan, if additional payments are made, an Early Repayment Fee will be applied. You may also incur early repayment costs. Please read our loan terms and conditions to see how this is calculated.

If you can’t make a loan repayment, please call us immediately to discuss the matter and see if we can come to a financial arrangement. We may be able to look at temporary payment options to help you manage your loan.

Yes, it does. We calculate interest according to the outstanding balance on your loan. If you miss a repayment, your outstanding balance does not reduce as scheduled on your original loan agreement.

You may also have to pay a Late Payment Fee if any part of that repayment is five days late or more. The Late Payment Fee is also charged every subsequent 30 days that repayments are overdue.

Need to know more about our personal loan?

Enquire Now

Get a Quote

Get an estimate of your personal loan with our calculator below. Once you are ready, contact us today!

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