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About Home Loan

To make your home loan journey a smooth sail, in this article we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison and transfer for lowest rates.

Disclaimer & Notes

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it. Here are some Disclaimer & Notes as below:

House Loan

Note:

1.This product is only applicable for customer under employment with a minimum Gross Monthly Income of RM 3,000

2.Information provided will be used to process Home Loan application.

3.Home loan is calculated on effective interest rate (EIR).

Disclaimer:Please note the results from this Home loan calculator in relation to interest rate and monthly instalment payable is indicative only, subject to change and should be used as a guide only. Results do not represent approval of the loan and is subject to Loancompany credit and other assessment

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Features of Home Loan

All loans are not created equal, personal loan has become a great option for people to use.

Faster Loan Approval

Our Loan Approval can be as fast as 3 Hour to approve your loan.

Decide your tenure

Choose the length of your program and pay off your loan according to your financial capabilities and your schedule.

Home Loans Interest

Our loan interest rates are updated daily and our charges are very attractive and competitive to other loan programs.

Know for sure

We help you to know for sure how much you can borrow from us.

Home Loan - Required Documents

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a Home loan.

Residency

Must have a Malaysian identity card (IC) or Malaysian visa document

Income / Salary

Minimum Net Monthly Income: RM 2,000

Information

We need to need your full details for your house agreement such as M & A (Memorandum of Article & Association), Grant, Original S & P Agreement, Loan Agreement, Quit Land & Assessment.

 

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

You can find out your outstanding balance by contacting us through our email or our phone number.

If you have a variable rate House loan, you can pay it off early by making early or extra repayments. This could save you money on the interest you pay.

With a fixed rate loan, if additional payments are made, an Early Repayment Fee will be applied. You may also incur early repayment costs. Please read our loan terms and conditions to see how this is calculated.

If you can’t make a loan repayment, please call us immediately to discuss the matter and see if we can come to a financial arrangement. We may be able to look at temporary payment options to help you manage your loan.

Yes, it does. We calculate interest according to the outstanding balance on your loan. If you miss a repayment, your outstanding balance does not reduce as scheduled on your original loan agreement.

You may also have to pay a Late Payment Fee if any part of that repayment is five days late or more. The Late Payment Fee is also charged every subsequent 30 days that repayments are overdue.

Get a Quote

Now apply for a Home Loan online, All you need to do is provide your details below application form.

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